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What Is The Expense And Cost Of Living In Ottawa

What Is the Cost of Living in Ottawa?

Ottawa is Canada’s federal capital city. Bytown was founded in 1826, but by 1855; it had been integrated as Ottawa. It is located in the province of Ontario, on the south bank of the Ottawa River. The capital was chosen by Queen Victoria of England herself, and it serves as a significant trade hub. It has over 14 museums and is the world’s 7th coldest capital. The well-known Canadian Museum of Civilization is one of them. During the year, they celebrate roughly 35 main festivals. The Rideau Canal is unquestionably a benefit of residing in this city. During the winter, you can skateboard to work.

The expense and cost of living in Ottawa, Canada’s capital city, strike a balance between affordability and quality of life. While living costs can vary depending on factors such as housing, transportation, and lifestyle choices, Ottawa generally offers a more affordable standard of living compared to other major Canadian cities like Toronto and Vancouver.

Utilities’ Average Cost

Electricity, energy, water, and other resources are all available.

Because Ottawa is in the eastern section of southern Ontario, the average energy rate is 12.5/kWh, the same as the rest of the province. Your electric bill will be roughly $125 if your flat or house consumes around 1000kWh.

The total utility bill for an 85m2 flat is roughly $130, which covers electricity, heating, ventilation, garbage, water, etc. In Ontario, the monthly average utility bill is $277.00.

Homeowners Insurance Quotes

The home’s value is used to establish monthly housing insurance rates across the province of Ontario. If you live in a leased apartment in the city, your home insurance will cost you roughly $20-$25 per month. However, if you own property, examine the chart below for insurance prices.

Ottawa’s Public Transportation and Parking Rates

OC Transpo operates buses and the O-Train (Ottawa’s light rail train) for public transportation in Ottawa. Tickets and day pass for the bus system can be acquired with cash on the bus, although passes for the O-Train can be bought at railway stations, select pharmacies, and grocery stores. Riding is free of cost for children under the age of five.

If you don’t want to buy the monthly bus pass, you might consider using walking or biking as a substitute! Try to limit your monthly transportation spending to no more than $200 to $250 because it all adds up over time.


While in Ottawa, it is not difficult to find entertainment. It’s the cost of keeping yourself amused while having a good time with friends or family. The estimated price of entertainment in Ottawa, if you only consider the fundamentals, is as follows:

On average, if you have had four drinks, one restaurant visit with friends, two trips to the movies, and four ordinary restaurant food in a month, it will cost you $220.

Internet and phone

Over 80 internet companies in Ottawa, each with a package to suit everyone’s needs. It will cost you roughly $65 if you want a subscription at (or over) 60Mbps with unmetered bandwidth. In the case of cellphone plans, some companies provide bundles that include unlimited calls and large amounts of data for roughly $45.

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Personal Hygiene and Fitness

A one-month fitness club charge is around 55-60 $ per month in terms of fitness & personal care. Canada’s universal healthcare system covers you in terms of healthcare. Private insurance is still strongly advised for other healthcare team members such as dentist & optometrist visits.

Taxes in each province (Sales, city, and Income taxes)

In Canada, there are three different forms of sales taxes. The HST, set at around 13% in Ontario, is a provincial tax. The taxable income is subject to the applicable tax.

Some may claim that taxes in certain provinces are more than in others. However, this is due to increased services provided by the regional government to inhabitants.

Is Ottawa a good deal?

The accessibility index is calculated using several factors such as household income & overall property prices in a particular area. In the third quarter of 2021, the average residential sale price in Ottawa-Gatineau was $558,896, up compared with the previous quarter.

Is Ottawa a dull place to visit?

Canada’s “calm and dreary” national capital was named one of the world’s nine most boring cities by SmarterTravel last year. However, Ottawa’s reputation for blandness is outdated. Quiet & dull has given rise to lively and diverse, most often by accident and purpose.

Is it a good idea for me to relocate to Ottawa?

The Top Ten Reasons to Relocate to Ottawa Relocation Services in Ontario. Standard of Living: Ottawa is one of the most attractive cities to live in. The city of the nation’s capital is immaculate and green. The city provides unrivaled health care, financial stability, and cheap housing options.

Is Ottawa an impoverished city?

Even though Ottawa is a reasonably rich city, a considerable portion of the population lives in poverty. Low-income people are disproportionately represented by immigrants, indigenous peoples, and persons with disabilities.

Interesting facts about Living In Ottawa

Ottawa is Canada’s Capital City

As the capital city of Canada, Ottawa is home to many of the country’s key political institutions, including the Parliament of Canada, the Prime Minister’s office, and the Supreme Court of Canada.

Ottawa is Bilingual

Ottawa is the only officially bilingual city in Canada, with English and French being widely spoken and used in government, education, and daily life.

Ottawa has a Rich Cultural Scene

Ottawa is home to many museums, galleries, theaters, and festivals celebrating the city’s rich history and cultural diversity, including the Canadian Museum of History, the National Gallery of Canada, and the Ottawa International Jazz Festival.

Ottawa is a Green City

Ottawa is known for its extensive network of parks and green spaces, including the Rideau Canal, which was designated a UNESCO World Heritage Site in 2007.

Ottawa is a Winter Wonderland

Ottawa is famous for its long and snowy winters, which offer plenty of opportunities for outdoor activities such as skiing, skating, and snowshoeing.

Ottawa is a Tech Hub

Ottawa is home to a thriving tech industry, with companies such as Shopify, Cognos, and Nortel Networks all having a strong presence in the city.

Ottawa is a Foodie Destination

Ottawa’s culinary scene is thriving, with a wide range of restaurants offering everything from classic Canadian cuisine to international flavors.

Ottawa is a Bike-Friendly City

Ottawa has extensive bike paths and lanes, making it easy for residents to commute by bike and enjoy the city’s many parks and green spaces.


If you plan to relocate to Ottawa, you may compute the average living expense in a significant city by using the table supplied, selecting the rates and commodities, and calculating the total sum, which will vary from person to person.


abdul waheed
abdul waheed
Abdul Waheed is a seasoned business blogger, specializing in entrepreneurship and small business management. With over 10 years of experience, he offers invaluable insights and practical guidance to aspiring entrepreneurs, helping them navigate the challenges of starting and growing a successful business.

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